Aspen Financial Direct

Aspen Financial Direct is one of the options that you can consider if you need to get a loan.

Online Personal Loans up to $5,000

Any Credit History | Quick & Easy Online Form | Fast Decision

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It is important to check the comprehensive information on the company before applying with them in order to ensure that you are dealing with a legit and reliable service provider.

In this review, you will find the necessary information to decide if this is the right choice for you.

Initial Information

The name of the company is very similar to Aspen Financial Group, but they are not affiliated.

Aspen Financial Direct is a trademark of Aspen Financial Solutions, Inc.

They claim to be registered in New Mexico, which means that in case of any problems, you can contact a local authority.

Aspen Financial Direct

From contact options, they have a telephone number and a post office box.

The website has lots of information about loans, including the FAQ, but there is not much information about the Company.

Their services are not available in many US states, including Kentucky, Kansas, Florida, Colorado, and others.


Aspen Financial Direct allows you to apply for cash advance in the amount ranging between $500 and $5,000, which depend on the laws of your state.

For instance, if you live in Alabama, you can apply for a personal loan in the amount ranging from $2,000 to $5,000 at 112%-136% APR for 18-24 months.

Customers from California can apply for loans in the amount ranging from $2,500 to $5,000 at 112%-136% APR for 18-24 months.

The conditions also vary based upon individual circumstances of a borrower.

The Company does not charge any early payment fees, but you may have to pay additional money if you delay your payment.

If you do not reply to their notification emails regarding a late payment, they may report this fact to one or more credit bureaus, which will affect your credit history.


The requirements for getting a loan from this service provider are pretty standard and include the following:

  • Being at least 18 years old;
  • Living in a state where the company operates;
  • Having a regular source of income;
  • Having a valid checking account;
  • Providing valid contact information, including email;
  • Getting a pre-selected mail offer from the company.

Customer Reviews and Rating

The company has the “B” rating by the BBB.

On the official website of the organization, you can find two complaints, which were closed in the last 12 months.

There are no other customer reviews about this service provider on the Internet.

There is an official Facebook account of Aspen Financial Solutions, but it is not filled out with the relevant information.

On the official website, you cannot leave you review.

Conclusion is a legit company that has been operated for about a year.

There are not many customer complaints as well as positive reviews.

Since it is difficult to evaluate the real customer experience, this service provider cannot be strongly recommended.

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Consumer Reviews

1 Star2 Stars3 Stars4 Stars5 Stars (50 votes, average: 3.88 out of 5)

5 Reviews

  1. Maril says:

    how long does it take use this service?

  2. Paulette says:

    My experience with this company and the pre approved offer was totally bogus. The Aspen Financial Direct web site goes straight to an application (has no place to submit the fact that you have already been pre approved). Once you complete the application it sends your application over the internet to other loan agencies and payday loan companies. If you get an approval they will contact you. This is something I can do myself the only reason I contacted this company was because they sent a letter to me telling me they had already approved me for a loan. The loan was a set amount and had a set pay back method, unfortunately this was all bogus.

  3. Linda Allen says:

    Why would Aspen send a pre-approved letter and then make another hard inquiry on your credit report?? Another case of False Advertisement, which I am sure should give them a low rating with the BBB, or should it???

  4. Arkan says:

    Falls advertisement. Highly interest rate up to % 138and hard inquiry

  5. Natalie Esparza says:

    What’s the monthly rate you pay back on 2500

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